Laying My Financial Soul Bare

In applying to take the bar exam, you have to disclose any bankruptcies, defaults, revocations and other credit stuff. This is of course my one bugaboo. No lawsuits, no criminal activity to report, but I do have financial stuff to report. Luckily I do not have any bankruptcies, or defaults, but I do have credit card revocations that I had to list. But I pay debts off, even though I may pay late. And my amount of debt is high. Not unbelievably high like some people, but high. This will not look good. But what does not look good is really not that bad. As I mentioned, I have never defaulted. I will be out of debt within two years of graduating if not sooner. Hopefully, they will be able to ascertain this.