Got My First Law Check, and My Emergency Fund!

I received my first check as a lawyer for my win in my disability case. It was much needed relief. Not only am I so happy for my client, who really needs the benefits, but I am happy that the case is over. And that I got paid. The pay is enough to fund my emergency fund. That is a load off my mind. I have felt very nervous not having an emergency fund. And now I do. In one fell swoop. I am a lucky person.

Article Marketing for Effective Communication

If you were going to buy some new tires and were unfamiliar with the different brands, you might want to read a Tire Review. If you were a tire expert, you might want to write about different tires and share your information. If you are a tire manufacturer or retailer, you might want your customers to be able to read about your prod

There are endless topics to review and to be written. As a writer, I am always looking for ways to write, and as a website owner, I am also always thinking about ways to get new content and get my message out. You can achieve all of these things through article marketing.

The internet is the (primary) way to go now to reach the most people possible. Print is still good to use too. You need a mix of messages and a mix of formats to reach everyone you need. But article marketing can be a relatively inexpensive way to get your information out to your audience.

A New Look for "No More Debt!"

After much thought, I changed the template for this blog today. It had had that black background and reverse type for its entire existence, and I just thought it needed a makeover. Not only was the reverse type hard to read, the black background was dreary. I originally picked it, because I thought it looked neat and, in fact, debt is dreary. But enough of that--on to cheerier things, including becoming debt free. So a new airy look was in order for this new attitude! Hope you enjoy it.

Clark Howard: A Great Financial Resource

I have started watching the Clark Howard show on the HLN channel within the last year, and I really like it. I am adding him to the financial gurus that I occasionally listen to--Dave Ramsey and Suze Orman. It is good to listen to all of them, as they all have a different take on financial security, and you can compare the ideas and follow what you think is best for you. I like Clark Howard, because he covers such a variety of different topics, his show is a little more interesting to watch since the videography is a little better and he has interesting graphics and such, and he is not as preachy as Dave and Suze sometimes get.

On the show today, Clark just said he supports the idea of getting an extended warranty on a car if you can't afford to pay for emergency repairs. I agree! I bought an extended warranty on my used car, and it has paid for itself many times over.

Increasing My Long-Term Care Daily Benefit

I used to work at a university that offered tremendous benefits. One of those benefits was to sign up for a long term care policy that we could take with us if we left our job. Several of us jumped at the chance, even though we were very young, too young to really think about this kind of thing. I know I did this because I want to plan for the futue, and like my coworkers, if we got sick we didn't want to be at the mercy of controlling relatives. I just have a thing about being able to control my own destiny. Being young, my monthly premiums were very low, and they continue to be low, no matter how old I get! Every once in a while, you can take an inflation increase, which increases your daily benefit. This is important as the daily amount you will need in the future will surely be higher than it is now. I just got a letter in the mail saying that I can increase my benefit now for just $9 more a month. I am definitely going to do it, as I think this is crucial to financial planning.