Saturday, January 5, 2008

I did it again, arrgh!

I did it again--I wasn't paying attention and got some nonsufficient funds fees. I couldn't believe it--if I had just thought to check my pending transactions, I would have seen that I only needed to deposit about $10 to keep that from happening. But I didn't, and I wound up with over $100 of NSF fees. Ouch. Double ouch. Triple ouch.

One of these days I won't do this again. Repeat, repeat, repeat.

On another subject, I did think to look up a drug I am taking on the Internet. The prescription is expensive, and I was delighted to find a $10 rebate coupon. And yes, I had kept the paperwork I need to send in.

A small step in the right direction.......

Wednesday, January 2, 2008

Happy Money New Year!

Today is Jan. 2, 2008 and it is a good time to try to start off on a new foot money wise. I am always interested in reading articles on money tips, saving money, and paying off credit.

One of the best tips I read today was to start a money calendar. Put down on a calendar all the due dates of your bills. This sounds like a no-brainer and it is. Like many things, it is just something I haven't done yet. I keep all of the dates in my head, and I have to say I manage that info in my head pretty well. But I have the occasional slip up, and that is an occasional slip up I can't afford to have. So I will be writing down all of my due dates on a calendar that I will look at regularly in another step toward better money management.