Friday, January 14, 2011

Debt Fast Sounds Like A Great Idea

It is still January and there is still time to make New Year's resolutions. I am going to reaffirm that I am going to save money and pay off debt. Cut back. Simplify. Enjoy small things. Free things.

This coming after I just got back from a very expensive vacation. But I am hoping the vacay fits into my freelance way of life and isn't money ill spent. Plus, I had a great time.

But now that I am back, it is time to settle down. I need to spend time at home with my critters, simplify, smell the roses, so to speak. Save money, Invest. I have to to if I want to do well in the future. First things frist: Get rid of the debt.

Here is a great article on how someone paid off $18,000 in a year by going on a debt diet.

http://money.cnn.com/2011/01/14/pf/anna_newell_jones/index.htm

Lost In The Casino

I just got off the cruise ship and am taking a moment to reflect on my vacation. It was a wonderful trip to the Caribbean. I heard lots of good music, saw some good friends, made some new ones, and relaxed and caught up on my sleep. I spend too much money on the cruise itself. Even though cruises can be a bargain, this one is not. But the extra money I spent is worth it, I believe. This is my third year to go and hope to go again in the future. I justify it because it seems to me that I would end up paying just as much if I were going to all the islands individually. Oh well, at least I am trying to justify it. I think in the long run, the money will be worth it.

One thing though, I went to the casino last night. I only play slots and only the low baller slots at that. At one point, I had one $164, which is a lot for me. I should have cashed out. You know what they say--pigs get slaughtered, and I lost $80. So I feel blue about that today. Just can't afford to lose $80 like that. Funny, I also like to play bingo, but there were no games onboard. People laugh at bingo and say it is only for old people. I kind of like it, but admit I wouldn't want to play everyday. I might look for some bingo sites and play myself. Might be fun.