I Got My Stimulus Check Today!

The money was deposted in my account--the last day they had to deposit it. That is great, because I was afraid I might bounce some checks. Or really, not bounce as the case may be. But I would still get insufficient funds fee. But now I don't have to worry about it, because I am covered. And I am going to withdraw most of that money next week and deposit it into my credit union account. Have to start reviving my emergency fund!

Was I Just Born Yesterday?

OK, I have admitted I am far from being a financial genius, but at least I do have some awareness. I just got a sales call on my cell phone (I had heard these were going to start.) The sales pitch goes like this: I get a $1,000 shopping spree online if I buy some magazines. Of course I don't know where online I can do this shopping. What if it is restricted to some kind of website I don't like? Like it wouldn't benefit me to get a $1,000 shopping spree for a camping gear site, for example, because I would have no need for that. I asked the woman what the site was and she wasn't going to tell me. The catch is I have to buy 4 magazines at $24.98 a month for 60 months. Guess what? Of course that adds up to more than $1,000! I guess they thought I was born yesterday. I feel sorry for people who have to work at places like that. Imagine having to make your living by peddling back schemes like that?