I am proud of the fact that this time, I paid attention to my bank balance yesterday and noticed that I was in danger of overdrawing if I didn't deposit at least $5 to cover an electronic check that was coming through last night. If I hadn't deposited that, I might have ended up with $133 in nonsufficient funds fees this morning. That is because the bank pulls that funny little trick on you where they clear the largest check first. That would have meant that my electronic check would not have cleared, also making several pending electronic debits not clear. And walla! I would have been $133 in the hole.
I can't afford to do that anymore. I have to pay for my BarBri course by May, as well as some other things, and that $133 could make the difference in being able to pay everything or not. I have made that mistake so many times. Glad I did not make it last night.
