I am home today waiting on the AC repairman. Yeah, lucky me. He had to pick up a part, and I hope he will be back in a minute. It is sweltering hot! While waiting, I am doing a few things around the house. Looking out the window, I can see our poor, sad parking lot. Our condo association had to authorize a special assessment for us to pave, and I guess we will start doing that in a few months. The special assessment was $1,000, and that is hard for me to pay on my budget. But it will be nice once it is done. I am an owner/occupant, so it is not so important to me that it get paved right away. But the owners who rent think differently. They want it paved right away so they can please their tenants. I can understand that.
Who to pave it for us is another story. I have no clue. I will let my property manager figure that out for me. If I lived in San Diego, I might call San Diego Paver Contractors and get a quote from them. I might look around my hometown for some suggestions of contractors and give some names to my property manager.
Friday, August 6, 2010
Tuesday, August 3, 2010
Good Time To Refinance
I do not have a mortgage (yes, I know how lucky I am) but I have heard friends say that it is a good time to refinance or to do a Home Loan Modification. A friend said it is time consuming to do such, but she is glad that she did it. Every little bit helps when it comes to a budget, and it can be especially important to do with a debt as big as a mortgage.
My condo is paid off, thank goodness, but it is too small, and I am getting house hunger, as Dave Ramsey would say. The problem is I still have too much debt and too much month at the end of the money, something else that Dave Ramsey says. But I should be debt free in about 2 years, and then I want to get a house. I will need to learn a lot in the next two years about home ownership. Condo living has been easy; I have a feeling it will be harder with a house and a yard and no board to help you figure out when repairs have to be made.
My condo is paid off, thank goodness, but it is too small, and I am getting house hunger, as Dave Ramsey would say. The problem is I still have too much debt and too much month at the end of the money, something else that Dave Ramsey says. But I should be debt free in about 2 years, and then I want to get a house. I will need to learn a lot in the next two years about home ownership. Condo living has been easy; I have a feeling it will be harder with a house and a yard and no board to help you figure out when repairs have to be made.
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