Thursday, August 12, 2010

Mystery Shopping The PayDay Advances Stores!

I am getting a little sweet comeuppance. I am going to shop some payday advance stores in town. I already have two assignments, and I am signing up for some more. I do not have to take out a loan or fill out any forms--just ask some questions about a payday advance. And I get paid to do this. I figure this way I will recoup a little of the money I have spent on interest on cash advances in the past. Shysters!

Wednesday, August 11, 2010

I Want A House!

I love my condo, but I want a house. Maybe a cute bungalow with a fenced-in yard. In a cool neighborhood. With sidewalks. In the area of town I want to live in. At a reasonable price. That's not too much to ask, do you think?

I have no idea how much money I would need to buy a house. I bought my condo so long ago, I have no reference point. I am sure things have changed since then.

I would need to make a down payment, money for Closing Costs  a cushion for repairs and unexpected costs. plus furniture and such. Buying a house is not a cheap proposition! But it is something I want to do, and soon.

Tuesday, August 10, 2010

Times Are Tough Out There Today

I read about all the unemployed people out there today and shake my head. It is so sad. People losing their jobs through no fault of their own, or alternatively, making a career move that turned out to be not so good. And they got stuck. Ending up in the same place--no job, running through their savings, maybe losing their homes. Hard to believe. I have wondered what I would do if I found myself in such a dire situation. I own my condo, so that is good, but there are still expenses connected to that. And I have car payments, and other bills. You have to buy food. What would I do? I have a pretty heart 401K, even though it is not as hearty as it once was. After I took a couple of withdrawals from it to tide me over during my bar exam study, and then the tanking of the stock market in the past year, it is not as good as it once was. But it is still pretty good. More than a lot of people have. If it came down to it, I guess I could live off of that. I wouldn't want to however. If someone has a pension, they could Sell Pension. Someone should get advice about this though.