Increasing My Long-Term Care Daily Benefit

I used to work at a university that offered tremendous benefits. One of those benefits was to sign up for a long term care policy that we could take with us if we left our job. Several of us jumped at the chance, even though we were very young, too young to really think about this kind of thing. I know I did this because I want to plan for the futue, and like my coworkers, if we got sick we didn't want to be at the mercy of controlling relatives. I just have a thing about being able to control my own destiny. Being young, my monthly premiums were very low, and they continue to be low, no matter how old I get! Every once in a while, you can take an inflation increase, which increases your daily benefit. This is important as the daily amount you will need in the future will surely be higher than it is now. I just got a letter in the mail saying that I can increase my benefit now for just $9 more a month. I am definitely going to do it, as I think this is crucial to financial planning.